Eligibility Criteria

Participation is voluntary and is subject to the following Eligibility Criteria for enrollment:


• The E&O Policy is written on a Claims Made and Reported Basis
• Coverage under the policy applies only while an Agent Agreement or Employment Contract is in effect between AIL Canada/American Income Life and a licenced Life and /or Accident & Sickness Agent. Should the Agent Agreement or Employment Contract be cancelled, coverage granted by the policy will cease according to the policy terms and conditions.
• Licensed employees of AIL Canada must maintain their active employment status.
• Coverage is subject always to the Professional Services convered by the Policy, its terms, conditions and exclusions. The coverage you are about to apply for, applies strictly to your Canadian licensed activities as a:
  Licenced Life Agent;
  Licensed Accident & Sickness Agent;
  Financial Planner or Consultant, but only with respect to such Products as covered under the Poliy.